Meet Your New Financial Adviser
Chartered and fully licensed financial specialist with more options of financial solutions for you.
Overview
With years of experience and deep industry expertise, we specialise in helping Clients achieve their financial goals. Discover the truly independent planning and advantages we can offer.
Understanding our lean-fee policy
Being truly independent allows us to operate on lean-fee basis. We believe that financial services should have fair costs and be completely transparent. We work towards raising standards and consistently improving the reputation of the industry.
Our Lean-fee Policy includes:
Reduced Overhead Costs: we streamline operations to keep costs low, and pass the savings on to you.
Efficiency in Service Delivery: we use technology and optimised processes to work more efficiently, saving you time and money.
Transparent Pricing: we provide clear fees in writing with no hidden costs, so you know exactly what you’re paying for.
Focused Expertise: we concentrate on essential, high-value services that directly benefit you.
Our lean-fee policy ensures that you get the professional support you need at a price that makes sense.
Why our fees are among the lowest worldwide?
At Ingenium Financial, we believe in fair compensation, not in maximising fees. Our focus is on long-term growth for our Clients, not on profiting from setup or structure creation.
Long-Term Focus: We aim to deliver enhanced growth over time and retain you as a valued Client for the long term. High fees can hinder your investment growth, and that’s something we avoid.
Independence and Transparency: We are truly independent and EU-regulated, offering fee-based, transparent advice. Unlike firms owned by passive investors, we don’t divert profits to fund lifestyles. Instead, we reinvest in providing you with a diversified range of well-researched investment opportunities.
Ingenium Financial prides itself on delivering high-value advice that’s both transparent and focused on your financial success.
Get in touch to know more.
We work towards bringing higher standards and transparency to the industry
We believe that regualted financial services should have fair costs and be accessable. Being truly independent gives us an opportunity to operate on lean-fee basis. Get in touch to know more.
Panel of solutions: you have more options with us
We offer a larger panel of solutions than typical Wealth Management companies which helps us ensure that you are able to obtain the best possible option.
How do we have more options than the other wealth mangement companies?
The answer lies in our qualification, licensing and being completely independent. We operate under a full EU MiFID II licence and have DIRECT terms of business with the maximum range of solution providers.
All our available solutions are higly rated for financial stability by top rating agencies.
Our Chartered status
Chartered status from the CISI is a top-level qualification for Financial Advisers. It shows that the Adviser has advanced knowledge, follows strict ethical guidelines and is committed to ongoing learning. This status ensures that clients are working with a highly qualified and trustworthy professional, dedicated to providing the best possible financial advice. Know more about the CISI membership.
Ideally your Adviser should be a minimum of what is known as UK Level IV qualified to provide you with advice.
However, outside of the UK Adviser’s can operate with lower or zero qualifications.
Exams are rigoorous and put importance on ethics as well as financial planning and investments.
Operating under MiFID II Licence
At Ingenium Financial, we operate under a MiFID II licence, a certification that ensures we adhere to the European Union’s strict regulations for providing investment services. This licence guarantees that we meet the highest standards of transparency, investor protection, and ethical practices.
With our MiFID II licence, we have access to a broader range of investment products and services from top providers, allowing us to offer you tailored and competitive solutions. It also means we work exclusively with trusted partners, giving you confidence that your investments are managed with the utmost care and transparency.
Learn more about MiFID II license from European Securities and Markets Authority (ESMA).